Excellently done, the skin tones are beautifully laid down, and the details in the hair are superb!
The collar/not collar issue, the colour works, but it does draw a lot of attention, to the point it just doesnt look finished, even just a slightly darker gold line to mark the edges would break it up enough maybe? The flat painted body really does look good, I thought there were details in it till I scrolled up to look again, I guess the eye really does add what you think you should be seeing.
Excellent likeness, and brilliantly painted all round :)
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